Laura* looked at every other avenue before applying for funds to pay for a car transfer and registration. She was in a bind. As a last resort, she realised she couldn’t do it on her own.
“I am a very private person, and I’m a very proud person, I guess. I’ve never gone to loan sharks or Cash Converters before. It’s why when I did need help I went to BaptistCare HopeStreet,” said Laura.
Laura had experienced a helping hand from us in the past. “I had been in a desperate situation some time ago, a friend of mine gave me contact details for BaptistCare HopeStreet. It wasn’t something I had to consider before that, I had just struggled through it.”
“I’m a single mum and I am proud of the fact that I have done everything for myself. I have fought my way through and provided for my kids,” said Laura.
Heading into the BaptistCare HopeStreet office wasn’t easy for Laura, but she found the staff friendly and welcoming. “It’s a really hard thing for me to reach out. I love how they are non-judgemental. Kevin, my loan officer, was absolutely amazing. The team were so easy to talk to.”
“That experience in itself is empowering. It’s like they really do care and understand, and they’ll do anything they can to help you lessen the burden that you have.”
No and low interest loans are available up to $3000, and can be repaid weekly, fortnightly or monthly with minimal to no interest. The loan must be paid off before taking out another.
“The payments are so low, I don’t really feel it going. However, if I had to come up with that amount all at once, I would have felt it big time. When they go through the loan with you, they really take the time to understand what you can afford. It fits in with you.”
“Today, I woke up to a sick child. If I hadn’t got that loan, I wouldn’t have been able to take her to the doctor; I’d have no car. I haven’t got family or friends around me that I could rely on to drive us,” said Laura.
“As a mum, you need that car. You have children, you have commitments, from school drop off and pick up, to doctor visits.”
Thanks to HopeStreet, the loan means Laura can carry out her duties as a mum, which is everything to her.
*Names changed. Images for illustration only.